Financial Calculator


Financial Calculator

The Financial Calculator helps you to plan for your long-term financial goals like Child Education, Child Marriage. It helps you assess how much you should invest every month to get a desired amount at the end of an investment period. It helps you to calculate the future value of SIP (Systematic Investment Plan) Payments or to quickly calculate EMI (Equated monthly Installment) of home Loan, Car Loan. Features - Goal Planner. - Retirement Planner. - Insurance Needed - SIP Tools- SIP Calculator, SIP Planner, SWP Calculator, STP Calculator. - Loan Tools - Loan Calculator, Loan Refinance and Loan Compare - Fixed Deposit Calculator - Recurring Deposit Calculator - Save Goals and Retirement Plan - View My Plan 1. Goal Planner Goal Planner will help you to plan for any financial goals like Child Education or Child Marriage. It calculates the monthly investment required for achieving the goal. You can give the goal present value, No of Years remain, Inflation, rate of returns on your investments. Present Value : 8, 00,000 Number of Years remain : 15 Years Rate of Return (%) : 12 Inflation (%) : 7 Future Value : 22, 07,225 Monthly Investment : 4,418 Lump sum Investment : 4, 03,252 Example: Suppose you want to plan for your Child education which costs 8, 00,000 today. The Number of Years remain is 15 years and the inflation you expect is 7% and you expect 12% return from your investments. In that case future value is 22, 07,225 and to achieve that future value you need to invest 4,418 per month or lump sum invest 4, 03,252. 2. Retirement Planner Retirement Planner helps you determine how much money you will need for your retirement to maintain the current lifestyle post retirement. You can give the Current Age, Retirement Age, Current Monthly Expenses, Expected Inflation, rate of returns on your investments before retirement and rate of returns on your investments after retirement. Age (Years) : 30 Retirement Age (Years) : 58 Monthly Expenses : 30,000 Inflation (%) : 7 Rate of Return (%) on investment Before Retirement : 15 Rate of Return (%) on investment After Retirement : 10 Monthly Expenses at retirement : 1, 99,465 Yearly Expenses at retirement : 23,93,582 Retirement Corpus : 3, 99, 98,159 Monthly Investment : 7,719 Example: Suppose you are 30 years old who wants to retire at 58 and expect to live till 80. If your current Monthly Household Expenses (excluding expenses which will not be part of it post Retirement e.g. EMI, Insurance Premium, Education Expenses etc) are 30000, You expect inflation to be around 7% for next 28 years, You expect 15% return on your investments before retirement and During retirement you expect that your investments will return 10%. So Number of Years left for your retirement are 28 years and at retirement you will require a retirement corpus of 3,99,98,159 for which I need to save 7,719 per month. 3. Systematic Investment Plan (SIP) Calculator SIP calculator will calculate the future value of SIP (Systematic Investment Plan) Payments. It helps you to calculate future value of your monthly investment in Mutual Fund, Public Provident Fund (PPF) or Fixed Deposit (FD) in bank or post office. Example: If you want to start an SIP of Rs 5,000 per month and you expect your investments will return 12%, then in 10 years you will generate 11, 50,193 compounded yearly. 4. Loan Calculator This calculator helps to quickly calculate EMI (Equated monthly Installment) of home Loan, Car Loan or Personal Loan. It also shows loan repayment schedule with total interest paid and total principal amount paid at the end of every financial year. Please send suggestions and issues to my E-mail address or visit

Read more +

440 ratings

Helps you:

What you should know about Financial Calculator app

  • Highligths
    This is the best Financial Calculator
  • Keep in mind

    Nothing here… Users found nothing but good things to say about this app!

Author’s description

Discover more like Financial Calculator